Useful Information

Compliance & Regulations

• Red Flags Rule
• Home Valuation Code of Conduct (HVCC)
• Fair Credit Reporting Act (FCRA)

Loan Origination Software Vendors

• Calyx Software (POINT)
• Byte Software (BytePro)
• ISGN (formally Dynatek)
• Ellie Mae (Encompass, Contour + Genesis)
• Harland (InterlinqE3) 
• Gallagher (NetOxygen)
• LoanAce

Credit Bureaus

• Equifax
• Experian
• TransUnion

Industry Associations

• National Association of Mortgage Brokers (NAMB)
• Mortgage Bankers Association (MBA)
• National Credit Reporting Association (NCRA)
• The Consumer Data Industry Association (CDIA)
• Data Interchange Standards Association (DISA)

Government Agencies

• U.S. Department of Housing and Urban Development (HUD)
• Federal Trade Commission (FTCA)
• Federal Housing Finance Agency (FHFA) 

Government Sponsored Enterprises (GSE)

• FannieMae
• Freddie Mac

Other Links

• Fair Isaac (FICO)
• myFICO
• Official site for free annual credit report