The only documentation accepted is as follows... nothing else...
- A letter from the credit grantor, on letterhead, authorizing
whatever is to be corrected. Must be specific on what is to be corrected/deleted and cannot be hand written. Letters must have a name and phone number clearly shown. HUD Statements and mortgage histories are NOT acceptable. Information downloaded from the internet is not acceptable. Trans Union now calls to verify any document submitted.
- Universal Data Form, completely filled out, can be hand written and again, must be specific on what is to be corrected/deleted (these are obtained from the creditor).
- Certified Court Document... satisfaction of judgment, release of tax lien, bankruptcy papers must have page with discharge date as well as list of creditors. Accounts typed on plain white paper are not acceptable. Attorney letters are not accepted for anything.
We will review all documents that are to be sent to the bureaus, turnaround time is up to 3 full business days after the day it is faxed.
REMINDER... This service corrects the credit report only... NCO cannot control what happens to the credit score after the report is corrected and repulled.
For further information on this product, including pricing, please contact NCO at (800) 925-6691
