Income / Tax Verification

Fast access to income tax records directly from the IRS.

midwest floodingWith many lenders now requiring IRS 4506t transcripts for income verification, NCO Credit Services is pleased to announce our new tax/income verification program.

Last year alone, over a third of all fraudulent loans submitted to Fannie Mae contained some misrepresentation of the borrower’s income - where income/employment information was inflated or fabricated. NCO Credit Services’ new tax/income product provides you with a quick and accurate method to verify your borrowers’ income.

There are many benefits to ordering from NCO Credit Services including:

  • Official IRS Transcripts: Up to four years of your borrowers’ tax records can be accessed electronically, directly from the Internal Revenue Service. The transcripts are returned in a simple easy to read format that meet Fannie Mae, Freddie Mac and FHAs’ guidelines for income verification.  PDF Sample IRS Transcript
  • Easy to Order: Just complete IRS form 4506-T (Request for Transcript of Tax Return) along with our Income/Tax Verification Order Form and either fax or email it to NCO Credit Services and that’s it! The simple order form contains additional instructions and can be downloaded here.  
  • Speed:  In most cases, your borrowers’ tax records will be returned within 12 to 48 hours.
  • Price: Ask your NCO Credit Services sales representative about our competitive pricing.

Existing clients should contact us today for further details or to enable their account to access Income/Tax Verifications via our secure, web-based platform.

If you are considering NCO Credit Services for Income/Tax Verification, but are not yet a client, please contact us here for more information.

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